Banking Sustainable Development in Vietnam – A Case Study of Saigon Hanoi Bank– SHB in Vietnam Banking Sector Period 2011-2020

Abstract

The document of the 10th Party Congress continues to affirm: Rapid development must go hand in hand with
sustainable development, the two sides affect each other, reflected at both the macro and micro levels, both short term and
long term. Growth in quantity must go hand in hand with improving quality and efficiency efficiency and competitiveness of
the economy. While exploiting the development factors under width, must pay special attention to the factors that develop in
depth.
Therefore, in any industry or sector of the Vietnamese economy, we need to make the most of it applying these concepts in
sustainable development, for example in this study, we analyze factors that affect banking sustainability in a case study of
Saigon Hanoi bank -SHB during period 2011-2020, after global crisis time until China-US commerce war.
The research findings tell us that as GDP growth, R and Risk free rate have higher effects on market risks of banks, SBV and
relevant governmental agencies need to control GDP growth as well as reducing lending rate and rates of Treasury bonds
toward benefits for managing risk.
These macro factors affect will help, after measuring impacts, to adjust banking sustainable development in Vietnam.